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IYFvsXLFIETF Comparison

ETF 1
IYF

iShares U.S. Financials ETF

This fund is part of
US Financials
-0.68%
VS
ETF 2
XLFI

State Street Financial Select Sector SPDR Premium Income Fund

This fund is part of
Options Strategies
+0.26%

iShares U.S. Financials ETF (IYF) belongs to the US Financials segment. State Street Financial Select Sector SPDR Premium Income Fund (XLFI) is part of the Options Strategies segment. Both ETFs have the same top 3 sector exposures: Financials and Information Technology. IYF is more expensive with a Total Expense Ratio (TER) of 0.38%, versus 0.35% for XLFI. IYF is down -3.86% year-to-date (YTD) with -$591M in YTD flows. XLFI performs worse with -4.82% YTD performance, and +$2M in YTD flows. Run a side-by-side ETF comparison of IYF and XLFI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

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IYF vs XLFI performance and flow charts

Performance

-2.00.02.04.06.08.0%Mar 24Mar 31Apr 8Apr 15Apr 22

Cumulative Flows

-200,000,000-150,000,000-100,000,000-50,000,0000Mar 24Mar 31Apr 8Apr 15Apr 22

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Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Historic performance and flows
Data as of 04/24/2026
1M3MYTD1Y3Y5Y
Perf.
IYF
XLFI
+5.10%+3.35%
-2.81%-3.23%
-3.86%-4.82%
+14.26%n/a
+76.41%n/a
+69.21%n/a
Flows
IYF
XLFI
-$197M+$675K
-$670M+$2M
-$591M+$2M
-$515M-
+$186M-
-$81M-
Volatility and drawdown
3M1Y3Y5Y
Volatility
IYF
XLFI
+17.60%+14.80%
+14.74%n/a
+17.03%n/a
+19.05%n/a
Max drawdown
IYF
XLFI
-11.62%-9.78%
-13.86%n/a
-16.50%n/a
-25.09%n/a
Max drawdown duration
IYF
XLFI
75d75d
108dn/a
125dn/a
747dn/a
Trading data

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IYF
XLFI
Last sale
4/27/2026 at 1:30 PM
$124.11
$22.98
Previous close
04/24/2026
$123.31
$22.84
Consolidated volume
04/24/2026
Average volume
30 days
Average discount or premium
30 days
Average Bid/Ask spread
30 days
Replication quality
Data as of March 31, 2026
1-year trailing difference

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XLFI
is actively managed and doesn’t replicate an index

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IYF
XLFI
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst
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Main metrics
Last update 4/27/2026 at 1:30 PM
Live
Closed
IYF
XLFI
Last price
$124.11
$22.98
1D performance
+0.65%
+0.62%
AuM$3.38 B$4.10 M
E/R0.38%0.35%
Characteristics
IYF
XLFI
Management strategyPassiveActive
ProvideriSharesState Street Investment Management
BenchmarkRussell 1000 Financials 40 Act 15/22.5 Daily Capped Index-
N° of holdings13475
Asset classEquities-
Trailing 12m distribution yield
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Inception dateMay 22, 2000July 30, 2025
ESGNoNo
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Exposure

Countries

IYF
USA
93.24%
Other
6.76%
XLFI
USA
95.47%
Other
4.53%

Sectors

IYF
Financials
95.76%
Other
4.24%
XLFI
Financials
81.97%
Information Techn.
15.11%
Other
2.91%

Diversification

IYF

Total weight of top 15 holdings out of 15

57.58%
XLFI

Total weight of top 15 holdings out of 15

65.31%

Top 15 holdings

Data as of March 31, 2026
IYF
BERKSHIRE HATHWAY
11.62%
JPMORGAN CHASE
10.67%
BK OF AMERICA CO
4.50%
WELLS FARGO
4.03%
THE GOLDMAN SACHS GROUP
4.03%
CITIGROUP
3.35%
MORGAN STANLEY
3.18%
CHARLES SCHWAB
2.68%
US09290D1019
2.50%
S&P GLOBAL INC
2.20%
CHUBB LTD
2.03%
PROGRESSIVE
1.98%
CME GROUP
1.81%
INTERCONTINENTAL EXCHANGE INC
1.53%
BLACKSTONE GROUP
1.46%
XLFI
BERKSHIRE HATHWAY
12.40%
JPMORGAN CHASE
11.19%
VISA INCORPORATION
7.17%
MASTERCARD
5.74%
BK OF AMERICA CO
4.56%
THE GOLDMAN SACHS GROUP
3.58%
WELLS FARGO
3.47%
CITIGROUP
2.80%
MORGAN STANLEY
2.79%
AMERICAN EXPRESS
2.29%
CHARLES SCHWAB
2.21%
US09290D1019
1.96%
S&P GLOBAL INC
1.84%
CHUBB LTD
1.67%
PROGRESSIVE
1.64%
Frequently asked questions about IYF and XLFI

How have the IYF and XLFI ETFs performed in 2026?

As of April 24, 2026, IYF is down -3.86% year-to-date (YTD), while XLFI has lost -4.82%. That puts IYF better performer ahead so far this year.

Which ETF is attracting more investor money: IYF or XLFI?

Year-to-date, the IYF ETF saw -$591M in flows, compared to +$2M for XLFI.

Which ETF is bigger: IYF or XLFI?

As of April 24, 2026, IYF holds $3.38 B in assets under management (AUM), while XLFI manages $4.10 M.

What sectors do the IYF and XLFI ETFs invest in?

IYF leans toward sectors like Financials. Meanwhile, XLFI focuses on Financials and Information Technology.

What are the top holdings of the IYF ETF and XLFI ETF?

IYF top holdings include BERKSHIRE HATHWAY, JPMORGAN CHASE and BK OF AMERICA CO. XLFI holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.

Which ETF is more diversified: IYF or XLFI?

IYF holds 142 securities with 57.58% of its assets in the top 15. XLFI has 76 securities and a top 15 weight of 65.31%.

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