New

From idea to ETF portfolio in minutes. Build yours now →

Advertisement
Advertisement

FNCLvsXLFIETF Comparison

ETF 1
FNCL

Fidelity MSCI Financials Index ETF

This fund is part of
US Financials
+0.15%
VS
ETF 2
XLFI

State Street Financial Select Sector SPDR Premium Income Fund

This fund is part of
Options Strategies
-0.16%

Fidelity MSCI Financials Index ETF (FNCL) belongs to the US Financials segment. State Street Financial Select Sector SPDR Premium Income Fund (XLFI) is part of the Options Strategies segment. FNCL's top 3 sector exposures are Financials, Information Technology and Real Estate. In contrast, XLFI's top sector exposures are Financials, Information Technology  FNCL is less expensive with a Total Expense Ratio (TER) of 0.08%, versus 0.35% for XLFI. FNCL is down -4.14% year-to-date (YTD) with -$108M in YTD flows. XLFI performs better with -4.07% YTD performance, and +$2M in YTD flows. Run a side-by-side ETF comparison of FNCL and XLFI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.

Find out how industry players manage ETF portfolios.  Discover our library of Model portfolios

FNCL vs XLFI performance and flow charts

Performance

0246810%Mar 27Apr 6Apr 13Apr 20Apr 27

Cumulative Flows

-100,000,000-80,000,000-60,000,000-40,000,000-20,000,0000Mar 27Apr 6Apr 13Apr 20Apr 27

Get all the metrics on this page, and more, through a reliable ETF data feed

Daily, global ETF data for advanced analysis or integration into apps (API), from our partner Trackinsight.

Historic performance and flows
Data as of 04/27/2026
1M3MYTD1Y3Y5Y
Perf.
FNCL
XLFI
+8.97%+5.56%
-1.71%-1.76%
-4.14%-4.07%
+11.95%n/a
+71.44%n/a
+58.34%n/a
Flows
FNCL
XLFI
-$96M+$462K
-$135M+$2M
-$108M+$2M
-$91M-
+$55M-
-$14M-
Volatility and drawdown
3M1Y3Y5Y
Volatility
FNCL
XLFI
+17.97%+14.81%
+15.21%n/a
+17.06%n/a
+19.40%n/a
Max drawdown
FNCL
XLFI
-11.77%-9.78%
-14.71%n/a
-17.30%n/a
-25.71%n/a
Max drawdown duration
FNCL
XLFI
78d79d
111dn/a
129dn/a
770dn/a
Trading data

Create an account to view trading data

Join for free
FNCL
XLFI
Last sale
4/28/2026 at 1:30 PM
$74.14
$23.02
Previous close
04/28/2026
$74.08
$22.98
Consolidated volume
04/28/2026
Average volume
30 days
Average discount or premium
30 days
Average Bid/Ask spread
30 days
Replication quality
Data as of March 31, 2026
1-year trailing difference

Create an account to view replication metrics

Join for free

XLFI
is actively managed and doesn’t replicate an index

Create an account to view replication quality

Join for free
FNCL
XLFI
Tracking error
Tracking difference
1 year cumulative return difference
Best
Worst
Daily return difference
Average
Worst
Advertisement
Main metrics
Last update 4/28/2026 at 1:30 PM
Live
Closed
FNCL
XLFI
Last price
$74.14
$23.02
1D performance
+0.08%
+0.19%
AuM$2.20 B$4.13 M
E/R0.08%0.35%
Characteristics
FNCL
XLFI
Management strategyPassiveActive
ProviderFidelityState Street Investment Management
BenchmarkMSCI USA IMI Financials 25/50 Index-
N° of holdings34575
Asset class--
Trailing 12m distribution yield
Join
Join
Inception dateOctober 21, 2013July 30, 2025
ESGNoNo
Advertisement
Exposure

Countries

FNCL
USA
95.48%
Other
4.52%
XLFI
USA
95.47%
Other
4.53%

Sectors

FNCL
Financials
82.05%
Information Techn.
14.45%
Other
3.49%
XLFI
Financials
81.97%
Information Techn.
15.11%
Other
2.91%
Advertisement

Diversification

FNCL

Total weight of top 15 holdings out of 15

56.08%
XLFI

Total weight of top 15 holdings out of 15

65.31%

Top 15 holdings

Data as of March 31, 2026
FNCL
JPMORGAN CHASE
10.02%
BERKSHIRE HATHWAY
8.25%
VISA INCORPORATION
6.51%
MASTERCARD
5.35%
BK OF AMERICA CO
4.17%
WELLS FARGO
3.13%
THE GOLDMAN SACHS GROUP
3.12%
CITIGROUP
2.54%
MORGAN STANLEY
2.45%
AMERICAN EXPRESS
2.08%
CHARLES SCHWAB
2.01%
US09290D1019
1.80%
S&P GLOBAL INC
1.61%
CHUBB LTD
1.53%
PROGRESSIVE
1.50%
XLFI
BERKSHIRE HATHWAY
12.40%
JPMORGAN CHASE
11.19%
VISA INCORPORATION
7.17%
MASTERCARD
5.74%
BK OF AMERICA CO
4.56%
THE GOLDMAN SACHS GROUP
3.58%
WELLS FARGO
3.47%
CITIGROUP
2.80%
MORGAN STANLEY
2.79%
AMERICAN EXPRESS
2.29%
CHARLES SCHWAB
2.21%
US09290D1019
1.96%
S&P GLOBAL INC
1.84%
CHUBB LTD
1.67%
PROGRESSIVE
1.64%
Frequently asked questions about FNCL and XLFI

How have the FNCL and XLFI ETFs performed in 2026?

As of April 27, 2026, FNCL is down -4.14% year-to-date (YTD), while XLFI has lost -4.07%. That puts XLFI better performer ahead so far this year.

Which ETF is attracting more investor money: FNCL or XLFI?

Year-to-date, the FNCL ETF saw -$108M in flows, compared to +$2M for XLFI.

Which ETF is bigger: FNCL or XLFI?

As of April 27, 2026, FNCL holds $2.20 B in assets under management (AUM), while XLFI manages $4.13 M.

What sectors do the FNCL and XLFI ETFs invest in?

FNCL leans toward sectors like Financials and Information Technology. Meanwhile, XLFI focuses on Financials and Information Technology.

What are the top holdings of the FNCL ETF and XLFI ETF?

FNCL top holdings include JPMORGAN CHASE, BERKSHIRE HATHWAY and VISA INCORPORATION. XLFI holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.

Which ETF is more diversified: FNCL or XLFI?

FNCL holds 383 securities with 56.08% of its assets in the top 15. XLFI has 76 securities and a top 15 weight of 65.31%.

Advertisement
Advertisement
Advertisement
ETF INVESTOR RESOURCES

Expert-Built ETF Portfolios, All in One Place

Don’t start from scratch. Discover ready-made ETF portfolios built by professionals to match different goals, timelines, and market views. Use them as inspiration or as a starting point for your own allocation.

Portfolio Builder