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FNCLvsXLFIETF Comparison
The Financial Select Sector SPDR Premium Income Fund
Fidelity MSCI Financials Index ETF (FNCL) belongs to the US Financials segment. The Financial Select Sector SPDR Premium Income Fund (XLFI) is part of the Options Strategies segment. FNCL's top 3 sector exposures are Financials, Information Technology and Real Estate. In contrast, XLFI's top sector exposures are Financials, Information Technology FNCL is less expensive with a Total Expense Ratio (TER) of 0.08%, versus 0.35% for XLFI. FNCL is down -7.97% year-to-date (YTD) with +$9M in YTD flows. XLFI performs better with -6.64% YTD performance, and +$1M in YTD flows. Run a side-by-side ETF comparison of FNCL and XLFI below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
FNCL vs XLFI performance and flow charts
Performance
Cumulative Flows
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | FNCL XLFI | -7.21%-5.41% | -5.26%-5.39% | -7.97%-6.64% | +8.16%n/a | +59.47%n/a | +61.71%n/a |
| Flows | FNCL XLFI | -$18M-$14K | +$13M+$1M | +$9M+$1M | +$20M- | +$143M- | +$242M- |
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | FNCL XLFI | +17.44%+13.90% | +19.98%n/a | +17.62%n/a | +19.41%n/a |
| Max drawdown | FNCL XLFI | -10.77%-8.24% | -13.58%n/a | -17.30%n/a | -25.71%n/a |
| Max drawdown duration | FNCL XLFI | 62d63d | 45dn/a | 129dn/a | 770dn/a |
FNCL | XLFI | |
Last sale 3/11/2026 at 1:30 PM | $70.54 | $22.49 |
| Previous close 03/10/2026 | $71.16 | $22.69 |
| Consolidated volume 03/10/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Create an account to view replication metrics
FNCL | XLFI | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
FNCL | XLFI | |
|---|---|---|
| Last price | $70.54 | $22.49 |
| 1D performance | -0.87% | -0.90% |
| AuM | $2.24 B | $2.95 M |
| E/R | 0.08% | 0.35% |
Countries
Sectors
Diversification
Total weight of top 15 holdings out of 15
Total weight of top 15 holdings out of 15
Top 15 holdings
How have the FNCL and XLFI ETFs performed in 2026?
As of March 9, 2026, FNCL is down -7.97% year-to-date (YTD), while XLFI has lost -6.64%. That puts XLFI better performer ahead so far this year.
Which ETF is attracting more investor money: FNCL or XLFI?
Year-to-date, the FNCL ETF saw +$9M in flows, compared to +$1M for XLFI.
Which ETF is bigger: FNCL or XLFI?
As of March 9, 2026, FNCL holds $2.24 B in assets under management (AUM), while XLFI manages $2.95 M.
What sectors do the FNCL and XLFI ETFs invest in?
FNCL leans toward sectors like Financials and Information Technology. Meanwhile, XLFI focuses on Financials and Information Technology.
What are the top holdings of the FNCL ETF and XLFI ETF?
FNCL top holdings include JPMORGAN CHASE, BERKSHIRE HATHWAY and VISA INCORPORATION. XLFI holds in its top three: BERKSHIRE HATHWAY, JPMORGAN CHASE and VISA INCORPORATION.
Which ETF is more diversified: FNCL or XLFI?
FNCL holds 386 securities with 55.6% of its assets in the top 15. XLFI has 76 securities and a top 15 weight of 64.96%.
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