FNCLvsIYFETF Comparison
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Fidelity MSCI Financials Index ETF (FNCL) and iShares U.S. Financials ETF (IYF) belong to the same industry segment: US Financials. Both ETFs have the same top 3 sector exposures: Finance, Technology and Business Services. FNCL is less expensive with a Total Expense Ratio (TER) of 0.084%, versus 0.37% for IYF. FNCL is up 3.46% year-to-date (YTD) with -$168M in YTD flows. IYF performs worse with 2.44% YTD performance, and -$453M in YTD flows. Run a side-by-side ETF comparison of FNCL and IYF below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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FNCL vs IYF performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 10/28/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | FNCL IYF | +3.15%+2.48% | -2.95%-4.17% | +3.46%+2.44% | +7.47%+7.72% | +86.37%+89.96% | +50.70%+57.82% |
| Flows | FNCL IYF | -$58M-$328M | -$26M-$737M | -$168M-$453M | -$197M-$566M | +$62M+$367M | -$190M+$202M |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | FNCL IYF | +12.89%+12.76% | +14.72%+14.45% | +16.76%+16.66% | +19.01%+18.88% |
| Max drawdown | FNCL IYF | -8.79%-9.30% | -14.71%-13.86% | -17.30%-16.50% | -25.71%-25.09% |
| Max drawdown duration | FNCL IYF | 55d55d | 177d177d | 129d125d | 770d747d |
Trading data
FNCL | IYF | |
Last sale 10/29/2026 at 1:30 PM | $80.49 | $132.22 |
| Previous close 10/28/2026 | $79.35 | $130.71 |
| Consolidated volume 10/28/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of September 30, 2026
1-year trailing difference
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FNCL | IYF | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 10/29/2026 at 1:30 PM
Live
Closed
FNCL | IYF | |
|---|---|---|
| Last price | $80.49 | $132.22 |
| 1D performance | +1.44% | +1.16% |
| AuM | $2.30 B | $3.73 B |
| E/R | 0.084% | 0.37% |
Characteristics
FNCL | IYF | |
|---|---|---|
| Management strategy | Passive | Passive |
| Provider | Fidelity | iShares |
| Benchmark | MSCI USA IMI Financials 25/50 Index | Russell 1000 Financials 40 Act 15/22.5 Daily Capped Index |
| N° of holdings | 307 | 142 |
| Asset class | - | Equities |
| Trailing 12m distribution yield | Join | Join |
| Inception date | October 21, 2013 | May 22, 2000 |
| ESG | No | No |
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Exposure
Countries
FNCL
USA
96.39%
Other
3.61%
IYF
USA
94.46%
Other
5.54%
Sectors
FNCL
Finance
95.65%
Other
4.35%
IYF
Finance
94.49%
Other
5.51%
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Diversification
FNCL
Total weight of top 15 holdings out of 15
58.9%
IYF
Total weight of top 15 holdings out of 15
57.2%
Top 15 holdings
Data as of August 31, 2026
FNCL
JPMorgan Chase & Co.
10.87%
Berkshire Hathaway, Inc.
8.15%
Visa, Inc.
7.25%
Mastercard, Inc.
5.53%
Bank of America Corp.
4.63%
The Goldman Sachs Group, Inc.
3.48%
Wells Fargo & Co.
3.00%
Morgan Stanley
2.90%
Citigroup, Inc.
2.59%
The Charles Schwab Corp.
2.08%
American Express Co.
2.01%
BlackRock, Inc.
1.97%
S&P Global, Inc.
1.53%
The Progressive Corp.
1.46%
Capital One Financial Corp.
1.45%
IYF
JPMorgan Chase & Co.
11.22%
Berkshire Hathaway, Inc.
11.09%
Bank of America Corp.
4.34%
The Goldman Sachs Group, Inc.
3.96%
Wells Fargo & Co.
3.79%
Morgan Stanley
3.60%
Citigroup, Inc.
3.37%
The Charles Schwab Corp.
2.70%
BlackRock, Inc.
2.66%
S&P Global, Inc.
1.94%
The Progressive Corp.
1.92%
Chubb Ltd.
1.79%
The Bank of New York Mellon Corp.
1.67%
Blackstone, Inc.
1.61%
CME Group, Inc.
1.55%
Frequently asked questions about FNCL and IYF
How have the FNCL and IYF ETFs performed in 2026?
As of October 28, 2026, FNCL is up 3.46% year-to-date (YTD), while IYF has returned 2.44%. That puts FNCL better performer ahead so far this year.
Which ETF is attracting more investor money: FNCL or IYF?
Year-to-date, the FNCL ETF saw -$168M in flows, compared to -$453M for IYF.
Which ETF is more volatile: FNCL or IYF?
Over the past year, FNCL had a volatility of 14.72%, while IYF experienced 14.45%.
Which ETF is bigger: FNCL or IYF?
As of October 28, 2026, FNCL holds $2.30 B in assets under management (AUM), while IYF manages $3.73 B.
What sectors do the FNCL and IYF ETFs invest in?
FNCL leans toward sectors like Finance. Meanwhile, IYF focuses on Finance.
What are the top holdings of the FNCL ETF and IYF ETF?
FNCL top holdings include JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Visa, Inc.. IYF holds in its top three: JPMorgan Chase & Co., Berkshire Hathaway, Inc. and Bank of America Corp..
Which ETF is more diversified: FNCL or IYF?
FNCL holds 307 securities with 58.9% of its assets in the top 15. IYF has 142 securities and a top 15 weight of 57.2%.
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