CARYvsSCHZETF Comparison
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Angel Oak Income ETF (CARY) and Schwab U.S. Aggregate Bond ETF (SCHZ) belong to the same industry segment: US Aggregate Bonds. In contrast, SCHZ's top sector exposures are Sovereign, Industrials and Government Agencies. CARY is more expensive with a Total Expense Ratio (TER) of 1%, versus 0.03% for SCHZ. CARY is up 1.98% year-to-date (YTD) with +$701M in YTD flows. SCHZ performs worse with -0.62% YTD performance, and +$1.67B in YTD flows. Run a side-by-side ETF comparison of CARY and SCHZ below, and assess how they stack up in performance, liquidity, risk, exposure, holdings, and more, helping you select the best ETF for your investments.
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CARY vs SCHZ performance and flow charts
Performance
Cumulative Flows
Historic performance and flows
Data as of 11/03/2026
| 1M | 3M | YTD | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|---|---|
| Perf. | CARY SCHZ | +1.41%+2.35% | -0.13%-0.24% | +1.98%-0.62% | +2.94%-0.18% | +21.50%+14.31% | n/a-1.02% |
| Flows | CARY SCHZ | -$63M+$102M | +$28M+$405M | +$701M+$1.67B | +$711M+$2.03B | +$1.35B+$3.93B | -+$3.17B |
Volatility and drawdown
| 3M | 1Y | 3Y | 5Y | ||
|---|---|---|---|---|---|
| Volatility | CARY SCHZ | +2.71%+4.63% | +2.10%+3.95% | +2.43%+4.88% | n/a+5.99% |
| Max drawdown | CARY SCHZ | -2.15%-3.29% | -2.15%-4.68% | -2.15%-4.88% | n/a-17.41% |
| Max drawdown duration | CARY SCHZ | 70d70d | 70d247d | 70d284d | n/a1556d |
Trading data
CARY | SCHZ | |
Last sale 11/4/2026 at 2:30 PM | $20.34 | $22.52 |
| Previous close 11/03/2026 | $20.29 | $22.42 |
| Consolidated volume 11/03/2026 | ||
| Average volume 30 days | ||
| Average discount or premium 30 days | ||
| Average Bid/Ask spread 30 days |
Replication quality
Data as of October 30, 2026
1-year trailing difference
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CARY
is actively managed and doesn’t replicate an indexCARY | SCHZ | |
|---|---|---|
| Tracking error | ||
| Tracking difference | ||
| 1 year cumulative return difference | ||
| Best | ||
| Worst | ||
| Daily return difference | ||
| Average | ||
| Worst | ||
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Main metrics
Last update 11/4/2026 at 2:30 PM
Live
Closed
CARY | SCHZ | |
|---|---|---|
| Last price | $20.34 | $22.52 |
| 1D performance | +0.27% | +0.42% |
| AuM | $1.39 B | $10.75 B |
| E/R | 1% | 0.03% |
Characteristics
CARY | SCHZ | |
|---|---|---|
| Management strategy | Active | Passive |
| Provider | Angel Oak Capital Advisors | Schwab ETFs |
| Benchmark | - | Bloomberg US Aggregate Bond Index |
| N° of holdings | - | 570 |
| Asset class | - | Bonds |
| Trailing 12m distribution yield | Join | Join |
| Inception date | November 7, 2022 | July 14, 2011 |
| ESG | No | No |
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Exposure
Countries
CARY
Data will be available soon
SCHZ
USA
81.98%
Other
18.02%
Sectors
CARY
Data will be available soon
SCHZ
Sovereign
71.52%
Industrials
9.78%
Other
18.7%
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Diversification
CARY
Data will be available soon
SCHZ
Total weight of top 15 holdings out of 15
8.87%
Top 15 holdings
Data as of January 1, 1970
CARY
Data will be available soon
SCHZ
USA, Notes 4.375% 15may2036, USD (C-2036)
0.68%
USA, Notes 4.125% 15feb2036, USD (B-2036)
0.63%
USA, Notes 4.625% 15feb2035, USD (B-2035)
0.63%
USA, Notes 4.25% 15nov2034, USD (F-2034)
0.61%
USA, Notes 4.25% 15may2035, USD (C-2035)
0.61%
USA, Notes 4.25% 15aug2035, USD (E-2035)
0.61%
USA, Notes 3.5% 31jan2028, USD (U-2028)
0.60%
USA, Notes 4% 15nov2035, USD (F-2035)
0.59%
USA, Notes 4.5% 15nov2033, USD (F-2033)
0.59%
USA, Notes 4.375% 15may2034, USD (C-2034)
0.58%
USA, Notes 4% 15feb2034, USD (B-2034)
0.57%
USA, Notes 3.875% 15aug2034, USD (E-2034)
0.56%
USA, Notes 4% 28feb2030, USD (H-2030)
0.56%
USA, Notes 3.875% 15aug2033, USD (E-2033)
0.53%
USA, Notes 1.25% 15aug2031, USD (E-2031)
0.51%
Frequently asked questions about CARY and SCHZ
How have the CARY and SCHZ ETFs performed in 2026?
As of November 3, 2026, CARY is up 1.98% year-to-date (YTD), while SCHZ has lost -0.62%. That puts CARY better performer ahead so far this year.
Which ETF is attracting more investor money: CARY or SCHZ?
Year-to-date, the CARY ETF saw +$701M in flows, compared to +$1.67B for SCHZ.
Which ETF is more volatile: CARY or SCHZ?
Over the past year, CARY had a volatility of 2.1%, while SCHZ experienced 3.95%.
Which ETF is bigger: CARY or SCHZ?
As of November 3, 2026, CARY holds $1.39 B in assets under management (AUM), while SCHZ manages $10.75 B.
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Latest news about CARY & SCHZ
Schwab Launches New High-Yield Bond ETF on NYSE ARCA
July 13, 2023
SCHZ
Trends in Income Markets and Volatility Hedging
December 13, 2022
CARY
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